The story of this market
The typical home in Baltimore (city), Maryland sells for about $265,000, or $185 per square foot.
Prices are down 8.72% from a year ago, which gives buyers more room to negotiate. Homes take about 57 days to sell. Over the long run, values in this county have grown 164% since 2000. Last year 77 of 120 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is heat wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,006 a month.
HUD sets the fair market rent for a 2-bedroom at $2,006 a month. FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+22.5%). Worst: 2010 (-7.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
MD · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,509
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 120 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
17
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $136,286,394.
Mortgage activity
Home lending in this county
67.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 22055 | 9313 | 67.3% | 13.7% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Baltimore (city), Maryland
The Baltimore City housing market is currently experiencing a cooling phase, characterized by a significant year-over-year decline in median listing prices and an increase in days on market. Rising inventory levels suggest a shift toward a more buyer-friendly environment, though affordability remains a challenge for many residents. The market is adjusting to broader economic pressures, resulting in a cautious outlook for the near term.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 15.4% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 1 city · 26 ZIP reports
Median prices moved down 6.1% year over year.
Homes spend a median of 49 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 20.55% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 19.5% — a mixed stability profile.
Deterministic aggregate of 22 researched ZIP reports of 23 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Baltimore (city), Maryland — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 29
researched Sep 30
researched Sep 30
researched Oct 1
researched Sep 17
researched Sep 17
researched Sep 18
researched Sep 19
researched Sep 29
researched Sep 29
| 21201 | Baltimore | $208,500 | $164 | +2.5% | 65 | 96.5% | 15% | 4.8 | 450 | $1,346 | researched Sep 29 |
| 21202 | Baltimore | $229,999 | $166 | -36.2% | 59 | 97.4% | — | — | 110 | $1,515 | researched Sep 30 |
| 21205 | Baltimore | $95,000 | $105 | -40.6% | 58 | 96.5% | 18% | 6.2 | 97 | $1,128 | researched Sep 30 |
| 21206 | Baltimore | $224,000 | $155 | +2.7% | 34 | 98.5% | 16.1% | 3.9 | 165 | $1,247 | researched Oct 1 |
| 21207 | Woodlawn | $339,000 | $178 | +3.2% | 29 | 98.5% | 15% | 3.1 | 137 | $1,432 | researched Sep 17 |
| 21208 | Baltimore | $405,000 | $195 | +16.7% | 48 | — | — | — | 83 | $1,720 | researched Sep 17 |
| 21209 | Baltimore | $418,800 | $225 | +2.1% | 45 | 98.5% | 15% | 3.2 | 45 | $1,655 | researched Sep 18 |
| 21210 | Baltimore | $402,750 | $234 | -21.4% | 41 | — | — | — | 38 | $1,535 | researched Sep 19 |
| 21211 | Baltimore | $324,500 | $215 | +2.1% | 34 | 98.5% | 12% | 2.8 | 83 | $1,594 | researched Sep 29 |
| 21212 | Baltimore | $395,000 | $215 | +3.9% | 32 | 98.5% | 18% | 2.2 | 48 | $1,368 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Baltimore City continues to face significant challenges with violent crime rates that remain higher than the national average and regional suburban counterparts. Local authorities are actively implementing community-based violence intervention programs to address these long-standing trends.
The Baltimore City Public School System serves the area with a mix of magnet, charter, and traditional neighborhood schools. Performance varies significantly across the district, with ongoing efforts focused on improving graduation rates and academic outcomes.
The city faces moderate flood risks in low-lying harbor and waterfront areas, necessitating flood insurance for many properties. The urban density also presents challenges related to aging infrastructure and heat island effects during summer months.
The economy is anchored by major institutions in healthcare and education, such as Johns Hopkins University and Health System. Development momentum is concentrated in the Inner Harbor and waterfront districts, with ongoing mixed-use projects aimed at revitalizing historic neighborhoods.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
The economy is heavily driven by the 'Eds and Meds' sector, with Johns Hopkins and the University of Maryland Medical System serving as primary employers. The city also maintains a significant logistics and port-related industrial base.
The city is served by the MTA Maryland transit system, including light rail, subway, and bus networks, alongside MARC commuter rail connections to Washington D.C.
Assessments are conducted by the Maryland Department of Assessments and Taxation, which performs triennial reviews of property values.
The city operates its own independent school district and various municipal utility districts for water and sewer services.
Property insurance premiums are influenced by urban risk factors and flood zone designations in waterfront areas.
- Urban Air Trampoline and Adventure Park4.120.4 mi
- K1 Speed Jessup4.513.8 mi
- Dave & Buster's Hanover - Arundel410.9 mi
- The Adventure Park at Sandy Spring4.824.9 mi
- Sky Zone Trampoline Park4.114.1 mi
- Northwest Stadium429.8 mi
- CFG Bank Arena4.10.5 mi
- M&T Bank Stadium4.71.1 mi
- Merriweather Post Pavilion4.514.6 mi
- Camden Yards4.80.7 mi
- National Aquarium4.60.4 mi
- Oriole Park at Camden Yards4.70.8 mi
- The Maryland Zoo in Baltimore4.43.1 mi
- Cinemark Egyptian 24 and XD4.410.9 mi
- Medieval Times Dinner & Tournament4.611.2 mi
- National Aquarium4.60.4 mi
- Fort McHenry National Monument and Historic Shrine4.82.4 mi
- National Cryptologic Museum4.715 mi
- Baltimore Museum of Art4.82.5 mi
- The Walters Art Museum4.80.5 mi
- Fort McHenry National Monument and Historic Shrine4.82.4 mi
- Gunpowder Falls State Park Hammerman Area4.514.9 mi
- Blandair Regional Park West Playground4.713.3 mi
- Centennial Park4.713.8 mi
- Rocky Point Park and Beach4.311.3 mi
- Sparrows Point Country Club4.57.6 mi
- Port Covington Marina4.71.8 mi
- Anchorage Marina4.51.7 mi
- Baltimore Yacht Club4.711.5 mi
- Maryland Marina4.511.5 mi
- Topgolf Baltimore3.81.3 mi
- Compass Pointe Golf Course4.212.2 mi
- Pine Ridge Golf Course4.310.8 mi
- Diamond Ridge Golf Course4.39.3 mi
- Waverly Woods Golf Club4.415.1 mi
- Arundel Mills4.411.2 mi
- The Mall in Columbia4.414.4 mi
- Towson Town Center4.47.9 mi
- White Marsh Mall4.39.6 mi
- H Mart Ellicott City4.511 mi
- Baltimore/Washington International Thurgood Marshall Airport4.38.4 mi
- The Club BWI3.98.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major tourist and local hub featuring the National Aquarium, dining, and shopping.
One of the oldest urban parks in the US, offering extensive green space and the Maryland Zoo.
Home to the Baltimore Orioles, known for its classic design and impact on urban stadium architecture.
Data retrieved from data.census.gov
applies when — Applies to residential parcels located within a development subject to a declaration of covenants or restrictions requiring mandatory membership in an association.
Imposes obligations on parcel owners to pay assessments, adhere to recorded covenants, and comply with association governance and disclosure requirements upon resale.
Real Property Article Title 11B.
Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates. The Homestead Property Tax Credit limits the annual increase in taxable assessment for owner-occupied residential property to a fixed percentage (set by local jurisdictions, typically 10% or less) of the prior year's assessment.
Tax-Property Article § 8-103; COMAR Title 18.
≈ $26,500/yr on a $265,000 median
Maryland utilizes a judicial-supervised process. Foreclosure actions cannot be filed until 90 days after a default. Homeowners have 30 days from the date of the Notice of Report of Sale to file exceptions to the sale.
Real Property Article § 7-105.1; Maryland Rules of Procedure.
applies when — Applies to the transfer of residential real property of one to four single-family units, excluding specific transfers such as initial sales of never-occupied property, foreclosure sales, or transfers by fiduciaries.
Sellers must provide either a disclosure statement detailing known latent defects or a disclaimer statement selling the property 'as is' without warranties.
Real Property Article § 10-702, Annotated Code of Maryland.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.